Douglas Car Insurance Rates Are at State Average, Study Says

Douglas County drivers pay good bit less for car insurance than their neighbors to the east in Atlanta, but right on the state average, according to a study released this week.

ValuePenguin surveyed the state to find the cheapest rates by comparing premiums in 30 cities. Its sample driver profile was a 30-year-old single male, who drives a 2010 Toyota Camry, is an employed homeowner with excellent credit, has a clean driving record and drives 10,000 miles a year, mainly to work.

Douglasville car owners would pay $1,090 per year for the sample profile, which is right on what the survey determined to be the state average.

Valdosta was the cheapest at $885, and Atlanta the most expensive at $1,263.

Generally speaking, drivers in more densely populated areas, pay more for insurance in Georgia, the survey said.

But Athens is the exception. Despite being the fifth-largest city in the state and one of the more densely populated areas, it has the second-lowest insurance average in the study behind Valdosta.

The ValuePenguin data is for comparison purposes. Your cost depends on your profile factors.